While your strategy will be tailored for your goals, there are some principals that Patriot stands behind for every portfolio.
First, a broadly diversified investment portfolio is key – it reduces risk by not relying on a single industry or company. It is a powerful tool for successfully managing risk and reward. The art and science of our work is in constructing portfolios with the optimal balance of risk and return.
Next, we believe in using low-cost, tax-efficient index funds*. By reducing costs, you capture more market returns – and that can mean hundreds or even thousands of dollars that stay in your portfolio and keep working for you.
“Index funds eliminate the risks of individual stocks, market sectors and manager selection, leaving only stock market risk.” – John C. Bogle, Founder of The Vanguard Group
“Among the various propositions offered to you, if you invested in a very low-cost index fund…you’ll do better than 90% of people who start investing at the same time.” – Warren Buffett, Chairman of Berkshire Hathaway
Finally, investing with a disciplined, long-term approach is the key. Over your investment timeline you could experience many ups and downs. Our advisors help prevent the pitfalls of emotional investing – like buying high, selling low, and jumping in and out of the market – by advising you on the strategies that help you meet your financial goals. By working with our advisors, you will have a disciplined investment strategy to meet your needs.
* Patriot can also provide a portfolio of non-indexed investments when appropriate.